Rates



Loan Calculators


SHARE RATES CERTIFICATE RATES Rates Fees

Effective as of: 07/01/2026
Fees
Service Fees
LOAN APPLICATION $20.00
VISA LATE PAYMENT FEE$25.00
LOAN LATE PAYMENT FEE$35.00
ACH ONE TIME TRANSFER$10.00
CASHIER'S CHECKS ( after 3 free)$1.00 PER ITEM
CHRISTMAS CLUB EARLY WITHDRAWAL$15.00
COIN PROCESSING$2.00 PER $100.00
COPY OF DRAFT$4.00
DELETE STOP PAYMENT ITEM$4.00
DORMANT ACCOUNT FEE$25.00 ANNUALLY
FAX OR EMAIL COPIES$1.00 PER ITEM
HISTORY PRINTOUT$2.00
STATEMENT COPY$5.00
RETURN MAIL FEE$10.00
RETURN CHECK PAID BY 11AM$10.00/TRANSFER
RETURN CHECK FEE$35.00
INSUFFICIENT FUNDS FEE$35.00
STOP PAYMENT FEE$30.00
WIRE TRANSFER (INCOMING)$15.00
WIRE TRANSFER (OUTGOING)$25.00
REPLACE LOST ATM/DEBIT CARD$15.00
REPLACE PIN NUMBER$5.00
RESEARCH FEE$35.00 PER HOUR
DAILY NEGATIVE BALANCE FEE $1.00/day or Cap Monthly
RUSH OVERNIGHT PLASTIC CARD FEE$50.00
VISA CASH ADVANCE FEE $5.00
Overdraft Account Fee$35.00
Notary Fee$10.00